How did the Fair and Accurate Credit Transactions Act (FACTA) amend the Fair Credit Reporting Act (FCRA)?
A . It expanded the definition of “consumer reports” to include communications relating to employee investigations
B . It increased the obligation of organizations to dispose of consumer data in ways that prevent unauthorized access
C . It stipulated the purpose of obtaining a consumer report can only be for a review of the employee’s credit worthiness
D . It required employers to get an employee’s consent in advance of requesting a consumer report for internal investigation purposes
Answer: B