Which of the following is the MOST likely reason for this fraud?

Scenario: An organization has made a decision to address Information Security formally and consistently by adopting established best practices and industry standards. The organization is a small retail merchant but it is expected to grow to a global customer base of many millions of customers in just a few years. The organization has already been subject to a significant amount of credit card fraud.

Which of the following is the MOST likely reason for this fraud?
A . Lack of compliance to the Payment Card Industry (PCI) standards
B . Ineffective security awareness program
C . Lack of technical controls when dealing with credit card data
D . Security practices not in alignment with ISO 27000 frameworks

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Answer: A